Who We Serve

We are often introduced to clients experiencing or contemplating a complex and emotional life transition, and they typically fall into one of the following life stages:

Growing Years

(35-54) Younger professionals and families building wealth.

• Creating order and constructing an actionable plan to reach future planning objectives.

• Maximizing benefit plans and designing investment strategies to accumulate wealth and maintain tax awareness.

• Protecting your family (cash flow, insurance, legal matters).

Transitioning Years

(55-69) We call this the Fragile Decade, during which we are mentally and monetarily preparing for retirement in 5-10 years.

• Answering the question: Do you have enough money to retire comfortably and sustainably?

• Building a retirement income portfolio that shifts from accumulation goals to distribution objectives while keeping pace with inflation.

• Creating a tax-efficient and predictable cash flow and spending plan.

Aging Years

(70+) Have been retired for 5+ years.

• Maintaining predictable retirement income strategies while being tax-aware and efficient.

• Reviewing legal matters, charitable giving, and overall estate planning strategy.

• Aging planning & considerations: where to live (at home or in a community); costs and services available; how to best pay for possible transitions.